How to Stop Expensive Friends Pushing You into Debt

Are friends with expensive tastes at your heart to spend more than you want? I have a girlfriend who always insists on going to expensive restaurants while she is visiting. Admittedly, she only visits once or twice a year and I have plenty of time to adjust my budget in preparation, but it is still money that I would not spend otherwise. Because I am someone who likes to spend as little money as possible, I still come to deny the costs, even though this is not always the case. For some people reading this message, the situation will be much worse. Accepting such an invitation can even be the difference between in red and in black. So how do you tackle the problem without losing friendship? Communicate, do not create a scene, be assertive and take charge of the plans!

Avoid confrontation at all costs


But even I realized that some assertiveness was needed after an incident in which a friend had arranged us to eat out in a fancy restaurant and then insisted that we split the bill straight in half. . Although my share was much larger than what I had ordered, I decided to suck it up on that occasion. The next day I took her apart and let her know that because I have to trust that my freelance payments come through on time (or in some cases even completely), these situations often make me very nervous about the state of my finances. Because she has a permanent job that pays well, I didn’t know exactly how she would respond. Fortunately she was surprisingly understanding and we agreed to downgrade the next time she is in town.

Your friend may not even realize that you are not happy with the situation, especially if you have fallen into routine over the years. If you have never objected to a meeting in a certain place before, he or she probably has no reason to suspect that you are not satisfied with the appointment. Give your friend a full disclosure on the subject and make it clear that you want to try some cheaper places and you will be surprised how easy it is to break the cycle.

Turn off invitations

Fortunately my problem worked well in the end, but this may not always be the case. What should you do if your friend takes offense or refuses to fall back? In this situation you may have no choice but to go back from the invitations you encounter. It is not an ideal solution, but it can sometimes be the only way to take the point home. If your friend realizes that a change of arrangement is the only way to get you away, he or she can agree to put their expensive flavors on hold while you socialize together.

Be the first to suggest what you should do

Take matters into your own hands and be the one who makes the plans. That way you can determine where you eat, which entertainment you choose and where you will do it. If your friends do it well, they may not be the best friends, because going out with friends should be about who you are and the quality time you spend together, instead of what you do or where you are “eat again.”

If you want to change the situation, communication will be crucial. At the moment, your friend probably has no idea that there is a problem, so you need to bring it to the attention. If you bring out the point tactfully and politely, there is no reason why your friendship would be damaged by the conversation. You may even notice that your friend can no longer pay the costs and has stopped because they do not want to admit it, especially if they mistakenly assume that this is not a problem for you.

By not being pampered with a few things that your friends always enjoy eating out in expensive restaurants, driving new cars or going out every weekend, your friends and family will start to think you’re weird. Which is good! Weird is good. Your “craziness” makes you rich, and probably many of your friends are broke, they just try to pretend they have money. If you master the art of not keeping up with the Joneses, you may be financially better in the future.

Going green is all frenzy now and for good reason

But if you look like me, the desire is there, but the know-how is lacking. An obvious way to protect our planet is to recycle and reuse household items. But when it comes to finding ways to reuse it, my brain seems to lack the creativity and innovation needed to come up with practical solutions.